What's in a Nuppact
A Nuppact is scoped at onboarding, so only the sections relevant to your situation appear. Here's the full catalogue, before you start. Mandatory sections form the contract's spine; optional sections cover bespoke and non-enforceable territory, clearly labelled.
Two layers: what each of you owns individually, then what's already shared.
SAMPLE PROMPTS
↳What savings, investments, property and debts is each of you bringing in individually?
↳What's the most recent value on any pensions?
↳What's already jointly owned (accounts, property, debts) and each person's agreed share?
The roof over your heads, now and any future homes.
SAMPLE PROMPTS
↳Whose name is the home in, and who pays the mortgage?
↳If you sold, how would the proceeds be split?
↳Future homes: joint, separate, mixed?
Ownership, protection, what happens to a business on separation.
SAMPLE PROMPTS
↳Does either of you own a stake in a business?
↳What stays ring-fenced, what becomes shared?
↳How would the value be treated if you separated?
Student loans, credit cards, family money, ongoing obligations.
SAMPLE PROMPTS
↳What debts is each of you bringing in?
↳Will you help each other clear them, or keep them separate?
↳Are there family obligations the other should know about?
Joint accounts, who pays what, how decisions get made.
SAMPLE PROMPTS
↳How do you split bills today, and is that working?
↳What goes in joint, what stays separate?
↳How will major spending decisions be made?
Pension values disclosed; preferred approach to offsetting or sharing recorded.
SAMPLE PROMPTS
↳What's the most recent value of each of your pensions?
↳How would you want to approach offsetting or sharing?
↳(This records intentions only; a pension sharing order requires a court.)
Gifts from family, future inheritance, what stays separate.
SAMPLE PROMPTS
↳Is either family likely to gift or leave significant money?
↳Should those stay ring-fenced, or be shared?
↳Are there family expectations either of you wants on the record?
How you'd want to approach division: intentions, honestly labelled.
SAMPLE PROMPTS
↳If you ever decided to separate, what feels fair as a starting point?
↳What would each of you want to protect, no matter what?
↳How would you want to approach the family home?
Values, schooling, how you'd co-parent. Non-enforceable, clearly labelled.
SAMPLE PROMPTS
↳What are your values around parenting, schooling, faith, screens?
↳If life shifted, how would you want to co-parent?
↳If there are step-children, what's their place in this agreement?
Shared expenses, whose name is on what, what happens to the home.
SAMPLE PROMPTS
↳What share of the home does each of you have, and how was it agreed?
↳How are shared expenses split, and who pays what?
↳If one of you moved out, what would happen to the home?
Relocation, family visits, career changes. Non-enforceable personal agreements.
SAMPLE PROMPTS
↳Where do you each see yourselves living in five and ten years?
↳How often will you visit each other's families?
↳What career flexibility have you each promised the other?
Couple-specific 'what if' situations, drafted with guided prompts.
SAMPLE PROMPTS
↳What if we move abroad for two years?
↳What if one of us inherits significantly more than the other?
↳What if we never have children?
Agreed renewal date. Auto-triggers the annual reaffirmation.
SAMPLE PROMPTS
↳When should we review this together (anniversary, calendar date)?
↳What life events would trigger an earlier update?
↳Who else (if anyone) should know this exists?
Begin onboarding and complete financial disclosure at no cost. Pay once you both decide to sign.
